Frequently Asked Questions
How do I onboard?
Just Fill enquiry form with need/message or mail us at anand.manish1@gmail.com. We collect KYC, PAN, risk profile & your worries.
What is the fee structure?
FLP life plan costs Rs20,000 for a year. GST @ 18% extra. MFAS costs upto 0.5% of AUA and PAS costs upto 1.5% of AUA. Details are in the Process page.
How often do you rebalance?
Rebalances are event-driven and periodic (quarterly or as needed). Free rebalance allowances are described in our terms.
"I invested a lumpsum, waited two years, and ended up with less than I started. Isn't the market just a legal form of gambling?"
The Reality Check: Market cycles don't always align with a 2-year window. If you lost capital, it was likely due to a lack of asset allocation or entering a high-risk sector without a safety net. We construct "fiduciary-first" portfolios that use Fixed Income and Large-caps as shock absorbers to protect your capital during downturns.
1. "My neighbor doubled their money in a year with a specific stock. Why shouldn't I just follow what’s working for others?"
The Reality Check: Chasing "multibaggers" based on social proof is the fastest way to enter a bubble at its peak. We focus on your goals, not your neighbor’s portfolio. Our disciplined approach ensures you aren’t buying into the hype after the gains have already been made.
"I’ve moved my 50 Lakhs into an FD because I’m tired of losing money. Why is this a bad long-term strategy?"
The Reality Check: While an FD feels safe, a 5% post-tax return barely keeps up with inflation. If you want to buy a home or retire in 10–15 years, "safe" money is actually losing purchasing power every day. We help you transition from the "fear" of FDs to the "growth" of equities using a systematic, tax-aware plan.Rebalances are event-driven and periodic (quarterly or as needed). Free rebalance allowances are described in our terms.